We all have financial goals, but finding the right path to achieve them can often be challenging. Using a well-established process, we will create a portfolio tailored to your risk tolerance and more importantly, your comfort level.
Adam was a 55-year-old prospective client that had currently just been laid off from his employer that he spent 18 years with. He had a large Group RRSP that he needed to transfer to an advisor and came in to have a complementary investment portfolio created.
Adam didn’t like the thought of investing in mutual funds because of high fees and preferred individual stock holdings. Our job was to properly educate this client about how diversity was key, considering the oil market had just recently went through a crash in Calgary. This affected him personally as he was heavily invested in oil and gas.
We created a full comparison of his current group RRSP holdings and our specifically designed portfolio for Adam. Understanding that this client wasn’t happy with expensive fees, we decided to create a diversified investment portfolio using ETF’s that mimic the diversity of mutual funds but at the time had low cost fees. This was his base. Knowing that individual stocks also intrigued this particular client, we decided to introduce core individual stock holdings that were considered “buy and hold” for long term growth.
After carefully explaining our investment strategy for Adam and showing him how global diversity could improve his returns along with lowering his volatility, Adam decided to move forward.
Benjamin Lewandowski is registered to transact in securities in the provinces of Alberta, British Columbia, Saskatchewan, and Ontario. Arif Kanji is registered to transact in securities in the provinces of Alberta and British Columbia.
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